Immediate Need

It's impossible to be fully prepared for the death of a loved one – whether it is sudden or anticipated. When that moment does come, we want to help make the process as smooth as possible. One of the big questions is who do you call first?

If the death occurred in the hospital, the staff will usually take care of some arrangement such as contacting the funeral home of your choice. They will also perform an autopsy if necessary. It is up to you to tell others, however. It will be easier to call a few very close friends or family members and ask them to make phone calls for you.

The second phone call you should make is to a funeral director. They will help you transport the body, obtain a death certificate, select a casket, urn or grave marker, arrange the funeral or other service, prepare and publish the obituary and notify other parties such as employer and insurance companies.

Then, call the deceased employer. Also ask about any benefits or life insurance coverage through the company and how to file a claim. You will also need to call the life insurance company. Locate the paperwork and ask how to file a claim.

For more information on what's involved with funeral planning contact us.

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